Beyond Open Banking: The Rise of Open Finance
Financial data is no longer limited to payments—it now covers insurance, pensions, savings, and investments. Open Banking turns into Open Finance.
AI and Data Are Reshaping Credit Underwriting
AI and data now deliver faster, fairer, more accurate credit decisions—reshaping not only retail lending but also trust in financial services.
FinTechs as MVNOs: Banking Meets Telecom
FinTechs are now becoming mobile operators—launching MVNO services to embed themselves deeper into daily life and build super-app ecosystems.
Embedded Finance for Corporates: Why Luxembourg Must Adapt
Embedded Finance : from payments to liquidity management, corporate clients want financial services embedded directly into the platforms they already use